Last Updated: April 19, 2026
By accessing or using Trade Locus AI (“Service”, “Platform”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use the Service. You accept these Terms by clicking “I Agree” during account creation or by otherwise using the Service. We retain records of your acceptance.
Trade Locus AI is operated by TradeLocus AI, LLC, a Delaware limited liability company (“TradeLocus AI,” “we,” “us,” “our”). The Service is a software platform that helps users design, backtest, and monitor algorithmic trading strategies. TradeLocus AI does not hold customer funds or securities, does not execute trades directly, and is not a broker-dealer. Trade execution, where enabled, is performed solely by the user's chosen third-party brokerage via an integration provided by SnapTrade, Inc. (“SnapTrade”). Use of the Service does not constitute financial advice.
The Privacy Policy and Risk Disclaimer are incorporated into these Terms by reference and form part of the agreement between you and us.
You must be at least 18 years old and legally capable of entering into binding contracts to use this Service. By using the Service, you represent and warrant that:
To use certain features of the Service, you must register for an account. You agree to:
We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent, abusive, or illegal activity.
Trade Locus AI provides tools for:
The Service offers two execution modes: (a) Paper Trading (simulated execution against market data for educational and testing purposes, involving no real funds and no real orders); and (b) Live Trading (transmission of your orders to your connected brokerage via SnapTrade, involving real funds and real market risk). Paper trading results are simulated and do not reflect actual trading, including fills, slippage, queue position, latency, broker routing behavior, or adverse selection, and are not a reliable indicator of live trading performance.
The Service is offered in Free, Pro, and Elite tiers, each with different features, usage limits, and fees as described on our pricing page. We may modify tier features with 30 days' advance notice; material reductions to paid-tier features will entitle you to a pro-rated refund for the unused portion of your then-current billing period.
The Service uses third-party artificial intelligence models (including those provided by Anthropic, PBC (“Claude”) and OpenAI, Inc. (“GPT”)) to interpret strategy descriptions, generate suggestions, and provide support responses (“AI Outputs”). AI Outputs are provided to you “as is.” You acknowledge that AI Outputs (i) may be inaccurate, incomplete, or misleading, (ii) may produce the same or similar output for multiple users, (iii) are not financial advice, and (iv) must be independently verified before reliance or deployment. TradeLocus AI disclaims all warranties and liability for AI Outputs to the fullest extent permitted by law.
We may identify certain features as “beta,” “preview,” “experimental,” or “early access.” Such features are provided AS IS for evaluation purposes only, may be modified or discontinued at any time, may not perform as intended, and carry heightened risk of loss when used with live trading. We strongly recommend paper-trading beta features before enabling them for live trading.
The Service is provided “as is” for informational and educational purposes only. We do not provide investment, financial, legal, or tax advice. All trading decisions are made at your own discretion and risk.
Your use of the Service is subject to the Risk Disclaimer, which is incorporated by reference. Please read it carefully before trading.
TRADING INVOLVES SUBSTANTIAL RISK OF LOSS. You acknowledge and agree that:
You are solely responsible for all trading decisions and outcomes. We do not guarantee profits or protection from losses.
Live trading functionality is provided exclusively through an integration with SnapTrade, Inc. (“SnapTrade”), a third-party connectivity provider that securely links your chosen brokerage account to the Service. TradeLocus AI does not receive, store, or possess your brokerage username, password, or direct API credentials; all authentication is handled by SnapTrade. You acknowledge that:
TradeLocus AI is a software provider only. We are not acting as your broker-dealer, investment adviser, commodity trading advisor, introducing broker, futures commission merchant, or fiduciary. We do not open brokerage accounts, route orders directly to exchanges, clear or settle trades, extend margin, hold customer cash or securities, or provide best execution. All brokerage, custody, clearing, settlement, and execution services are provided by third parties under their own agreements and disclosures.
The Service offers Free, Pro, Elite, and other plans described on our pricing page. Paid subscriptions renew automatically for the selected billing interval unless cancelled before the next renewal date. By starting a paid plan, you authorize us and our payment processor to charge the recurring subscription fees, applicable taxes, and any other amounts expressly disclosed during checkout to your selected payment method until cancellation.
Your subscription will automatically renew at the end of each billing period for the same term at the then-current price unless you cancel at least 24 hours before renewal. We will send a reminder email before each annual renewal. You may cancel at any time through your account settings; no phone call or email to us is required.
Except as required by applicable law (including applicable cooling-off or right-of-withdrawal periods and California Business & Professions Code § 17602 auto-renewal disclosures) or as otherwise expressly stated in these Terms, subscription fees are non-refundable once paid and are not pro-rated on cancellation. Prices may change with at least 30 days' advance notice for monthly subscriptions and will not apply to the remainder of any prepaid annual term; price changes to annual plans take effect at the next renewal.
Failed payments may result in service suspension. You are responsible for all taxes associated with your use of the Service. You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period.
The Service, including all software, algorithms, design, text, graphics, and trademarks, is owned by us or our licensors and protected by intellectual property laws.
Your Strategies: You retain all ownership and intellectual property rights in the strategies, prompts, parameters, and notes you create (“User Content”). You grant TradeLocus AI a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, cache, back up, transmit, adapt, and display User Content solely to the extent necessary to (i) operate and provide the Service to you, (ii) perform backtests, simulations, and live-order transmission you request, (iii) generate anonymized and aggregated analytics that do not identify you or your strategy parameters, and (iv) enforce these Terms. We will not use your individually identifiable User Content to train generalized AI models available to other users without your express opt-in consent.
Marketplace Strategies: If we offer a strategy-sharing, community, or marketplace feature, additional supplemental terms will govern posting, licensing, monetization, moderation, and takedown of shared strategies. Until those supplemental terms are published, no right to publish strategies to a public marketplace is granted under these Terms.
Feedback: If you submit feedback, suggestions, or ideas about the Service, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use that feedback without restriction or compensation.
You agree not to:
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO: (A) MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT; (B) ACCURACY, RELIABILITY, OR COMPLETENESS OF INFORMATION, MARKET DATA, BACKTESTS, OR AI OUTPUTS; (C) UNINTERRUPTED, SECURE, OR ERROR-FREE OPERATION; (D) PROFITABILITY, POSITIVE RETURNS, OR ANY PARTICULAR TRADING OUTCOME.
NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR BE FREE FROM BUGS, VIRUSES, OR OTHER HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, BUSINESS INTERRUPTION, OR LOSS OF DATA, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE FOREGOING EXCLUSIONS DO NOT APPLY TO LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED OR LIMITED, INCLUDING LIABILITY FOR (I) FRAUD OR FRAUDULENT MISREPRESENTATION; (II) GROSS NEGLIGENCE OR WILLFUL MISCONDUCT; (III) DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE; (IV) A PARTY'S INDEMNIFICATION OBLIGATIONS; OR (V) ANY OTHER LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER APPLICABLE LAW.
OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES YOU PAID US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). THIS LIMITATION APPLIES IN THE AGGREGATE AND NOT PER CLAIM.
You agree to defend, indemnify, and hold harmless TradeLocus AI, its affiliates, officers, directors, employees, and agents from and against any third-party claims, damages, losses, liabilities, judgments, settlements, and reasonable attorneys' fees and costs arising out of or relating to: (a) your use or misuse of the Service; (b) your violation of these Terms or applicable laws; (c) your trading decisions, strategies, and outcomes; (d) your infringement or misappropriation of any third-party rights; and (e) any content or information you submit to the Service.
Defense Procedure: We will: (i) promptly notify you in writing of the claim (provided that failure to notify promptly will not relieve you of your obligations except to the extent you are prejudiced); (ii) allow you to control the defense and settlement, provided that you will not settle any claim that imposes any liability or obligation on us without our prior written consent or that admits fault on our behalf; and (iii) reasonably cooperate with the defense at your expense. We may, at our option and expense, participate in the defense with counsel of our choosing.
We may suspend or terminate your access to the Service immediately if we reasonably believe such action is necessary to prevent fraud, abuse, security threats, legal exposure, or material harm. In other cases, we will use reasonable efforts to provide at least fifteen (15) days' advance written notice so you can close, transfer, or wind down active strategies and open positions.
You may stop using the Service at any time and may cancel any paid subscription as provided in Section 7. Upon termination, your right to use the Service will cease. Live-trading permissions will be disabled upon termination, but open positions remain with your broker and are your sole responsibility to manage.
Sections 1, 5, 7 (for unpaid amounts), 8 (ownership), 10, 11, 12, 14, and this Section 13 survive termination. Upon written request made within 30 days after termination, we will make commercially reasonable efforts to provide an export of your account data, subject to applicable law and our record-retention obligations.
(a) Governing Law. These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws rules, and, where applicable, the United States Federal Arbitration Act. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
(b) Informal Dispute Resolution. Before filing a claim, each party agrees to try to resolve the dispute by contacting the other in writing at legal@tradelocus.ai (for us) or your account email (for you) and negotiating in good faith for at least thirty (30) days.
(c) Binding Arbitration. Any unresolved dispute shall be resolved by final and binding arbitration administered by JAMS under its Streamlined Arbitration Rules (or, if JAMS is unavailable, by the American Arbitration Association under its Consumer Arbitration Rules). The arbitration will be conducted by a single arbitrator in Wilmington, Delaware, or, at your election, by videoconference or in the federal judicial district where you reside.
(d) Exceptions. Either party may (i) bring an individual action in small-claims court and (ii) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent infringement or misappropriation of intellectual property, unauthorized access, or breach of confidentiality.
(e) JURY TRIAL WAIVER. TO THE EXTENT A CLAIM PROCEEDS IN COURT RATHER THAN ARBITRATION, EACH PARTY KNOWINGLY AND VOLUNTARILY WAIVES ANY RIGHT TO A TRIAL BY JURY.
(f) CLASS ACTION WAIVER. YOU AND WE AGREE THAT EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate claims or preside over any form of representative or class proceeding.
(g) 30-Day Opt-Out. You may opt out of this Section 14's arbitration and class-action waiver provisions by sending written notice to legal@tradelocus.ai within thirty (30) days of first accepting these Terms; the notice must include your name, email, and a clear statement that you wish to opt out. Opting out will not affect any other provision of these Terms.
(h) Severability. If the class-action waiver is held unenforceable as to any claim, that claim shall proceed in court; the remainder of this Section 14 remains in effect.
We may update these Terms from time to time. For material changes, we will notify you by email and post the updated Terms at least thirty (30) days before they take effect. Non-material changes (e.g., clarifications, typo corrections) take effect upon posting. Changes apply prospectively only and do not affect disputes arising before the effective date. If you do not agree to material changes, your sole remedy is to close your account before the effective date; continued use after the effective date constitutes acceptance.
The Service integrates with third-party services, including Anthropic's Claude, OpenAI's GPT, SnapTrade, your chosen brokerage, cloud infrastructure providers, and market-data providers. Your use of these services is subject to each provider's separate terms. We disclaim all liability arising from third-party services' acts, omissions, outages, changes, price changes, deprecations, or termination, and we may replace any third-party service at any time with commercially comparable functionality.
We respect intellectual property rights. If you believe content on the Service infringes your copyright, send a DMCA notice to our designated agent including: (i) an electronic or physical signature of the copyright owner or authorized agent; (ii) identification of the copyrighted work; (iii) identification of the allegedly infringing material and its location on the Service; (iv) your contact information; (v) a statement of good-faith belief that use is not authorized; and (vi) a statement under penalty of perjury that the information is accurate and you are authorized to act.
DMCA Agent, TradeLocus AI, LLC
Email: dmca@tradelocus.ai
We may remove allegedly infringing content and terminate repeat infringers.
By creating an account, you consent to receive all communications, notices, disclosures, and agreements from us electronically (at the email you provide or by posting to the Service), and you agree that this electronic delivery satisfies any legal requirement for written communication. You may withdraw consent by closing your account.
Neither party is liable for any failure or delay in performance (other than payment obligations) caused by events beyond its reasonable control, including acts of God, war, terrorism, civil unrest, government action, exchange or clearinghouse halts, market-wide outages, broker or SnapTrade outages, public utility or internet-service failures, cyberattacks, and pandemics.
These Terms, together with the Privacy Policy and Risk Disclaimer, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements. If any provision is held unenforceable, the remaining provisions remain in effect and the unenforceable provision will be modified to the minimum extent necessary to make it enforceable. No waiver is effective unless in writing. You may not assign these Terms without our written consent; we may assign to an affiliate or in connection with a merger, acquisition, or sale of assets. Notices to us must be sent to legal@tradelocus.ai; notices to you may be sent to the email on your account.
For questions about these Terms, contact us at:
TradeLocus AI, LLC
Email: legal@tradelocus.ai
Address: 251 Little Falls Drive, Wilmington, DE 19808
California Residents: Under California Civil Code § 1789.3, California users may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 N. Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.
BY CLICKING “I AGREE” DURING ACCOUNT CREATION OR BY OTHERWISE USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE, THE PRIVACY POLICY, AND THE RISK DISCLAIMER. We retain records of your acceptance.